BBB A+ Accredited Buyer Close in as Little as 7 Days No Fees or Commissions
Serving Reno, Sparks, Carson City & Northern Nevada 775-491-1060
STOP FORECLOSURE IN RENO

Stop Foreclosure in Reno, NV — Sell Your House Fast for Cash

Facing foreclosure in Reno? You still have options. Sell your house fast for cash, stop the process before the auction, and protect your credit — we can close in as little as 7 days.

  • No last minute price negotiation before closing.
  • You work directly with me, not a call center or an algorithm.
  • I buy as-is. No need for repairs, and you can leave behind what you don't want.
  • I cover all standard closing costs and title fees.
  • I'll close in as little as 7 days, or on your timeline.
Kyle Ridge

Hi, I'm Kyle.

I pick up the phone. I walk the property. I sign at close.

A+
BBB Accredited Locally owned since 2015
$0
No Fees or Commissions We Pay All Closing Costs
★★★★★5.0 · 19 verified Google reviews

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Stop Foreclosure in Reno, NV — Sell Your House Fast for Cash

If you’re facing foreclosure in Reno, Nevada, you’re not alone — and you still have options. Foreclosure is stressful, but it doesn’t have to be inevitable. By selling your house fast for cash, you can stop the foreclosure process, avoid the damage to your credit, and potentially walk away with money in your pocket instead of losing everything.

Sell House Fast Before Foreclosure

We specialize in helping Reno homeowners in pre-foreclosure situations. We move quickly, make fair cash offers, and can close in as little as 7 days — often fast enough to stop the foreclosure sale before it happens.

Understanding Foreclosure in Nevada

Nevada is a non-judicial foreclosure state, which means lenders can foreclose without going to court. This makes the process faster than in many other states — sometimes as quick as 120 days from the first missed payment to the foreclosure auction.

The Nevada Foreclosure Timeline:

  • 30-60 days: After missing payments, your lender will send notices and attempt to contact you.

  • 90 days: If you remain in default, the lender files a Notice of Default (NOD) with the county.

  • 21-30 days later: A Notice of Trustee Sale is recorded, which sets the auction date.

  • Auction day: Your home is sold at a public foreclosure auction on the courthouse steps.

The key takeaway: Time is critical. Once the Notice of Trustee Sale is filed, you typically have only 21 days to act. The sooner you contact us, the more options you have.

How Selling for Cash Can Stop Foreclosure

If your home still has equity — meaning it’s worth more than what you owe — selling it for cash can accomplish several things:

  • Stop the foreclosure: By selling before the auction, you avoid the foreclosure altogether.

  • Protect your credit: A foreclosure can drop your credit score by 100-200 points and stay on your record for 7 years. Selling before foreclosure protects your credit.

  • Keep your equity: If your home is worth more than you owe, you can pay off the lender and keep the remaining cash.

  • Avoid deficiency judgments: In some cases, if your home sells at auction for less than you owe, the lender can pursue you for the difference. Selling beforehand eliminates this risk.

What if you owe more than the home is worth?

Even if you’re underwater on your mortgage, selling may still be an option through a short sale — where the lender agrees to accept less than what’s owed. We have experience working with lenders on short sales and can often negotiate on your behalf. It’s worth a conversation even if you think there’s no equity.

Why Homeowners in Reno Face Foreclosure

Foreclosure can happen to anyone. Common reasons we see in Reno:

  • Job loss or income reduction: Layoffs, reduced hours, or business closures can make mortgage payments impossible.

  • Medical bills: Unexpected medical expenses can drain savings and make it impossible to keep up with housing costs.

  • Divorce: When a household splits into two, the financial strain can make the mortgage unaffordable.

  • ARM resets: Adjustable-rate mortgages that increase dramatically can push payments out of reach.

  • Unexpected expenses: Major home repairs, car accidents, or other emergencies can derail finances.

Whatever the reason, we don’t judge. Our goal is to help you find a solution that protects your future.

Our Process: Fast, Compassionate, and Confidential

We understand that foreclosure is one of the most stressful situations a homeowner can face. We approach every case with empathy, urgency, and respect.

Step 1: Contact Us Immediately

Call 775-491-1060 or fill out our form. Time is critical, so we respond fast — usually within one hour. Tell us your situation, how far along the foreclosure is, and what you owe. Everything is confidential.

Step 2: We Evaluate Your Property and Timeline

We’ll schedule a quick walkthrough within 24 hours if possible. We’ll also pull the foreclosure timeline from public records so we know exactly how much time we have.

Step 3: Receive Your Cash Offer

Within 24 hours, we’ll present a no-obligation cash offer. If you accept, we can close in 7-10 days — often fast enough to stop the foreclosure sale.

Step 4: We Handle Everything

We work with your lender, title company, and all parties to ensure a smooth closing. You don’t have to negotiate or navigate the legal complexities — we handle it all.

What to Do If You’re Already in Foreclosure

Don’t panic. Here’s what to do right now:

  • Don’t ignore the notices: Open and read everything from your lender. Ignoring the problem won’t make it go away.

  • Know your timeline: Check the Notice of Trustee Sale for the auction date. That’s your deadline.

  • Act quickly: The earlier you contact us, the more options you have. Even if the auction is scheduled in two weeks, call us. We’ve closed deals in as little as 7 days.

  • Don’t fall for scams: Beware of ‘foreclosure rescue’ companies that ask for upfront fees. Legitimate buyers like us never charge fees.

  • Consider all options: Talk to your lender about loan modification, forbearance, or short sale if selling isn’t the right fit. We can refer you to a HUD-certified counselor if needed.

Get Help Now — Call 775-491-1060

If you’re facing foreclosure in Reno, Sparks, Carson City, or anywhere in Northern Nevada, don’t wait. The sooner you act, the more options you have. Call us now at 775-491-1060 for a confidential, no-obligation conversation. We’re here to help.

Call Now: 775-491-1060

Frequently Asked Questions (FAQs)

Can I sell my house in Reno if it’s already in foreclosure?

Yes, as long as the foreclosure auction hasn’t happened yet. Even if the Notice of Trustee Sale has been filed, you can still sell. Time is critical — contact us immediately so we can move fast.

How much time do I have before my Reno house is sold at auction?

In Nevada, the foreclosure process can take as little as 120 days from the first missed payment. Once the Notice of Trustee Sale is filed, you typically have 21-30 days before the auction. Check the notice for the exact date, and call us as soon as possible.

Will I get any money if I sell my house before foreclosure?

If your home is worth more than what you owe, yes. After paying off your lender and closing costs, you keep the remaining equity. Even if you’re underwater, a short sale might allow you to walk away without owing the lender anything.

What happens if my house is sold at foreclosure auction?

If your home sells at auction, you lose all equity and the foreclosure goes on your credit report for 7 years. If it sells for less than you owe, the lender may pursue a deficiency judgment against you. Selling before auction avoids all of this.

Do you charge any fees to help me avoid foreclosure?

No. We never charge upfront fees. We make money by purchasing your home and reselling it. Be wary of any company that asks for fees before helping you — that’s a red flag for a scam.

A+
BBB ACCREDITED
7 Days
POSSIBLE CLOSE
$0
FEES / COMMISSIONS
As-Is
ANY CONDITION
5.0★
GOOGLE RATING
VERIFIED GOOGLE REVIEWS

What Reno Homeowners Are Saying

Real Reno-area homeowners who sold to Kyle. Every review is from a verified Google account. Look up “Cash For Reno Houses” on Google to confirm.

★★★★★

“I was so very pleasantly surprised at how quickly and efficiently my sale was accomplished. Kyle did everything he said he would do to close as quickly as possible. Everyone was professional, they kept me informed, and they were courteous and respectful. None of my past sales were handled as quickly and efficiently as this one. I highly recommend this company.”

Loretta C. Reno, NV · Verified Google Review
★★★★★

“Kyle and his team did a great job helping one of my clients. They needed to sell their house fast and did not have the time or desire to fix the place up. Kyle showed up promptly and wrote an offer on the spot after walking the house for only 10 minutes. These guys know what they are doing. If you want to sell your house quickly, call these people. They are legit.”

Nick P. Reno, NV · Verified Google Review
★★★★★

“Kyle and the team at Cash For Reno Houses were amazing. If I could give them 10 stars I would. We received a very fair offer for the house, were able to close quickly, and they were responsive and helpful with any questions along the way. I would highly recommend them.”

Debbie S. Reno, NV · Verified Google Review
★★★★★

“Kyle was definitely a blessing. I was dealing with the passing of my mother and her reverse mortgage, which is not designed to be easy when dealing with the trust or will. I was having trouble finding the proper documents and Kyle went above and beyond to help me with that problem. Through it all he was always upbeat and supportive. I highly recommend him and his business to anybody.”

Renee G. Reno, NV · Verified Google Review
★★★★★

“Very easy. Kyle was a pleasure to work with. They said they would do all the repairs and take whatever I could not take with me. I am disabled, and the fact that they would take care of anything I could not take with me sold me. I would recommend these guys wholeheartedly.”

David W. Reno, NV · Verified Google Review
★★★★★

“Kyle has been great so far. Friendly, easy to work with, and straight up. He did not try to lowball and negotiate like a car salesman like the other company I dealt with. I would definitely recommend.”

David T. Reno, NV · Verified Google Review
★★★★★

“Kyle was a pleasure to work with and Cash For Reno Houses made the process easy. They gave us a very good deal and finished a lot of the clean up I just did not have time for. They also communicated well and were not pushy in the least. My dad was very pleased with the process overall.”

Linda Reno, NV · Verified Google Review
★★★★★

“Straightforward, professional experience from start to finish. They helped me through the process and answered all my questions. I did not fix or clean anything and there were no repair requests. It was much faster than listing — I chose my closing date and it closed without delays.”

John D. Reno, NV · Verified Google Review
★★★★★

“They were very nice and helpful. If you are going to sell your house, I would say talk to them — they can help you with it. They helped me with what I needed.”

Melvin S. Reno, NV · Verified Google Review

Meet Kyle Ridge

I'm Kyle, and I buy houses across Northern Nevada. In as little as one phone call, you can receive a fair cash offer directly from me. You work with me, not a call center or an algorithm.

Cash For Reno Houses is locally owned and BBB A+ accredited, and we've been buying homes across Washoe, Carson City, Douglas, and Lyon counties since 2015. I make fair offers up front with no post-inspection renegotiation, so the number I give you at the walkthrough is the number that holds at closing. In just three easy steps, you get more money, less hassle, and a sale on your timeline.

Ready to Sell Your House?
Kyle Ridge, Reno real estate investor
FOUNDER
Kyle Ridge

Why Local Sellers Trust Kyle

Real experience, a real person, and the Nevada know-how that separates Kyle from the anonymous “we buy houses” noise:

Hundreds of homes bought across Washoe, Carson City, Douglas & Lyon counties
You work directly with Kyle, not a call center or an algorithm
BBB A+ accredited and locally owned since 2015, 5.0-star Google rating
Buy as-is, any condition; we pay all closing costs, no commissions
We buy with belongings still inside; take what matters, we handle the rest
Nevada-specific expertise (probate, non-judicial foreclosure, as-is disclosure)

Ready for a Cash Offer on Your Reno Home?

Find out what your Reno house is worth in cash. Only takes a few minutes, no obligation.

Cash For Reno Houses FAQ

Do I need to make repairs before selling?
No. You can sell your home exactly as it is. We buy houses in any condition across Northern Nevada, so you do not have to spend time or money fixing anything. Roof damage, foundation issues, outdated systems, deferred maintenance — we account for it in the offer.
Are there any fees or commissions?
No. There are no agent commissions and no hidden costs. You work directly with Kyle, and we pay all standard closing costs. The number on your offer is the number you receive at closing.
How fast can you close?
We can close in as little as 7 days if your situation is urgent, or schedule the closing further out if you need time to make arrangements. You choose the date. The offer does not change based on how fast or slow you want to move.
I am facing foreclosure in Reno. Can you help before the sale date?
Often, yes. Nevada is primarily a non-judicial foreclosure state, so most foreclosures move through a trustee’s sale under the deed of trust rather than a court case. A cash sale can close in as little as 7 days, pay off the loan in full, and stop the trustee’s sale before it completes. If a sale date has not passed, you very likely still have time — call us as early as you can.
I inherited a house. Can you buy a property in probate?
Yes. We buy inherited and probate properties throughout Northern Nevada, work with personal representatives and out-of-state heirs, and buy homes with belongings still inside. Take what matters to you and we handle the rest. Once you have legal authority to sell, we can usually close within a couple of weeks.
We are divorcing and need to sell. Can you work with both parties?
Yes. We buy homes from divorcing couples with a single walkthrough, one offer both parties can evaluate, and a closing date that fits the legal timeline. Both names on the deed sign at closing. Kyle handles these transactions carefully and impartially.
I have problem tenants. Do you buy occupied rentals?
Yes. You do not need to evict tenants, wait for a lease to expire, or repair damage before calling us. We buy the property with the tenant situation as it stands, take over as the landlord at closing, and handle whatever comes next.
There are tax liens or other debts against the property. Can I still sell?
Yes. Property tax liens, IRS liens, contractor liens, and HOA liens do not prevent a sale. They attach to the property and are paid off through closing from the sale proceeds. These are title issues we resolve at closing, not dealbreakers.
What does selling "as-is" actually mean in Nevada?
Selling as-is means you are not agreeing to make repairs — you are pricing the property to reflect its current condition. Nevada still requires most residential sellers to complete the Seller’s Real Property Disclosure Form (NRS 113.130) and disclose known material defects. You disclose what you know, we evaluate what we see, we make a written offer, and we close on the agreed terms with no renegotiation.
I own a Reno house but live out of state. Can I sell remotely?
Yes. Many of our sellers live in California or elsewhere and never need to travel back. We handle the walkthrough locally, you e-sign the documents, and the title company wires your proceeds wherever you are. It is a common, straightforward remote closing.
Is there any obligation to accept an offer?
None. Requesting a cash offer costs you nothing and commits you to nothing. You can review the offer, ask questions, and decide what is best for you. We do not use pressure tactics or create false urgency.
What makes Cash For Reno Houses different from other cash buyers?
You work directly with Kyle Ridge, not a call center or an algorithm. We are a locally owned, BBB A+ accredited company that has been buying Northern Nevada homes since 2015, with a 5.0-star Google rating. Kyle walks the property himself, and what he tells you at the walkthrough is what closes at the table.
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